Non-Performing Loan Management (NPL)

Goal and task

The main GOAL is to establish a better, more profitable and less risky solution that will enable structured, complete and professional management of non-performing loans.

THE TASK is to improve the overall process of managing NPL’s in the Bank by minimizing the risk of non-collection, maximizing the effects and optimizing the process.

Scope of service

The service is designed to enable optimization of collection processes and reduction of non-performing loans.

  • Development of strategies and action plans for NPL.
  • Setting, monitoring and analyzing performance through KPIs.
  • Financial analyses and strategies for individual claims.
  • Support and mediation in the sale of NPL portfolios.
  • Optimization of billing processes through new workflows and automation.

Benefits for the bank

  • Greater focus on core banking functions.
  • Reduced costs associated with maintaining an internal NPL management team (salaries, training, technology, infrastructure).
  • Access to specialized expertise in NPL management.
  • Objectivity in decision-making – we provide an impartiality perspective, free from internal conflicts or legacy processes.
  • Better and measurable results.

Results

  • Strategy for resolving NPL’s.
  • Action plan to reduce the entry of new, and reduce the existing volume of NPL’s.
  • Defining Key Performance Indicators.
  • Forms for reporting and performance monitoring
  • Individual strategies for selling assets and receivables.
  • Framework for negotiations with stakeholders (Potential buyers, Bank clients, Investors).
  • Preparation of an attractive and communication-adapted offer for the sale of collateral (Teaser, Offering Memo)