Financial Engineering and Financial Management of Bank Clients

Goal and task

The main GOAL is to provide a clear picture of the company’s current and future financial situation, in order to determine the possibilities and conditions for lending, as well as improve the company’s financial management.

Scope of service

  • Financial planning and analysis
    Development of financial models for accurate forecasting, scenario analysis and risk assessment to support long-term strategic decision-making.
  • Development of financial management infrastructure
    Optimizing financing, identifying potential sources of funds and developing mechanisms for effective capital management.
  • Budgeting and business plan
    Preparation of a detailed business plan and budget aligned with the company’s strategic goals.

Benefits for the bank

  • Improving the operations of companies, without additional investment of resources by the Bank
  • Improving company performance:
  • Reducing the risk of potential NPL;
  • Reducing the risk of inability to collect receivables from the company – client.

Results

  • Financial analysis of current profitability, liquidity and debt.
  • Comparative analysis of financial indicators within the industry.
  • Independent analysis of the company’s Business Plan.
  • Financial model for projection of future financial performance and cash flows (KPI).
  • Analysis of financing conditions by determining the required loan amount, purpose, repayment plan, collateral requirements, covenants and conditions.
  • Continuous monitoring of agreed covenants for successful implementation.